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The Latte Lie and Other Myths

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Office: 317-733-7205

8888 Keystone Crossing

Suite 1300

Indianapolis, IN 46240

mytaxes@efiletaxrefund.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

The purpose of our website is to provide information about Narom Associates Inc dba / efiletaxrefund, offer an overview of insurance information, the products and services we provide, and additional information that you may find beneficial. It should also be noted that while we offer a professional tax return preparation service, we are not Tax Accountants, CPA’s nor are we associated with Tax Accountants or CPAs. This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.

For the purposes of total transparency, it should be understood that this site was built for marketing purposes ONLY! All corporate and individual insurance licenses and contracts are held by Trinity Advisory Group LLC and the Managing Partners of Trinity Advisory Group LLC. For more information regarding Trinity Advisory Group LLC please visit www.trinityadvisorygrouplllc.com or call Trinity Advisory Group LLC at 317-934-6826.

Furthermore, information submitted to our agency via this website will be shared with Trinity Advisory Group LLC and used for insurance purposes only and managed in a confidential manner. Completion and/or submission of the applications or request for additional information does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. No coverage will be bound, added, altered or changed as a result of submitting a request for information or quotation of insurance. Only coverage that has been confirmed bound by Trinity Advisory Group LLC will be considered bound. Coverage is also subject to an acceptable signed application and receipt of the proper payment, if applicable, while meeting the underwriting guidelines of the Insurance Company providing coverage.


Authorization of Use & Legal Notice of Copyright

Narom Associates Inc dba / efiletaxrefund hereby authorizes any person to access this website for informational purposes only. Narom Associates Inc dba / efiletaxrefund reserves the right to terminate access to this website at any time without notice. This web site is not intended to infringe on the copyright of any individual or entity. The data, information and material included in this website are copyrighted by Narom Associates Inc / dba efiletaxrefund.  All rights are reserved under the copyright laws of the United States of America. No part of this website can be redistributed, copied or reproduced without the prior written consent of Narom Associates Inc dba / efiletaxrefund.

No Warranties

The user of this website assumes all responsibility and risk for the use of this website and the internet generally. Narom Associates Inc dba / efiletaxrefund and  its employees, agents, directors, officers and owners disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or non-infringement.  Narom Associates Inc dba / efiletaxrefund has the right to change or update any data, information or material included in the website without prior notice, and Narom Associates dba / efiletaxrefund does not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this website. No advice or information given by Narom Associates Inc dba / efiletaxrefund shall create any warranty. Narom Associates Inc dba / efiletaxrefund does not guarantee that the data, information and material included in the website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this website is free of viruses or other harmful components. Several of our pages describe various insurance products, but the availability of a specific product may differ from state to state. The product descriptions are general in nature, and the insurance coverage is subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact Trinity Advisory Group LLC for additional information.


Disclaimer of Liability

In no event shall Narom Associates Inc dba / efiletaxrefund or its employees, agents, directors, officers or owners be liable for any compensatory, special, direct, incidental, indirect, exemplary or consequential damages, or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this web site or on the Internet generally or on any other basis.


Disclaimer for Third Party Links

This website may contain links to third-party websites that are not controlled by Narom Associates Inc dba / efiletaxrefund. These third-party links are made available to you as a convenience, and you agree to use these links at your own risk.


Please be aware that Narom Associates Inc dba / efiletaxrefund is not responsible for the content of third-party websites linked to Narom Associates Inc dba / efiletaxrefund, nor is Narom Associates Inc dba / efiletaxrefund responsible for the privacy policy or practices of third-party websites linked to Narom Associates Inc dba / efiletaxrefund. Our Privacy Policy only applies to information we collect from you while you are actively in a working relationship with Narom Associates Inc dba / efiletaxrefund. If you should link to a third-party website from Narom Associates Inc dba / efiletaxrefund, we strongly encourage you to review and become familiar with that website’s privacy policy.


Electronic Communications

Narom Associates Inc dba / efiletaxrefund will not be deemed to have accepted any electronic communication unless Narom Associates Inc dba / efiletaxrefund provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If Narom Associates Inc dba / efiletaxrefund sends any electronic communication, Narom Associates Inc dba / efiletaxrefund will assume the communication was received intact by the intended recipient. The recipient of such message must notify Narom Associates Inc dba / efiletaxrefund if the transmission was not received or was not received in a readable format.


Security

Despite the security measures taken by Narom Associates Inc dba / efiletaxrefund, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Narom Associates Inc dba / efiletaxrefund disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote and has concern about the security of their personal information may apply in-person at Trinity Advisory Group LLC’s office, may do so by calling Trinity Advisory Group LLC by Zoom, Landline or Cell or by mailing an insurance application to Trinity Advisory Group LLC’s office.


Severability

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid; unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.


Right to Amend Disclaimers, Legal Notices and Privacy Policy

We reserve the right to amend, modify, or change at any time and for any reason, any Disclaimers, Legal Notices, Privacy Policies, and any Policies associated with them, without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us at the Narom Associates Inc dba / efiletaxrefund office or the Trinity Advisory Group LLC’s office during normal business hours.